Terms of Business

This page sets out the Terms of Use (“Terms”) on which Sourced Group Limited and its subsidiaries (“Sourced”, “we”, “us”, “our”) make our website and services available to you.

By using our website, you confirm that you accept these Terms and agree to comply with them. If you do not agree, you must not use our site.

These Terms should be read alongside our Privacy Policy and any other policies we publish from time to time.

Important information

The Site provides services related to property investment and business operations, including:

• Training and education through our Learn platform
• Property sourcing through our Search platform
• Investment matching through our Invest platform
• Loan administration and payment handling
• Company formation and management
• Accountancy services
• Mortgage advice for property investors
• Lettings services and software

Important: Your capital is at risk when investing in property. We do not provide investment advice.

We strongly recommend that you seek independent financial advice before making any investment decisions.

Information about us

Sourced is the trading name of Sourced Group Limited (Company Number 12374904).

Financial services

Operational accounts may be provided by Griffin Bank Ltd, authorised by the Prudential Regulation Authority (PRA) and regulated by both the PRA and Financial Conduct Authority (FCA).

Eligible deposits may be protected by the Financial Services Compensation Scheme (FSCS), subject to eligibility.

Sourced Capital is the trading name of Peer Funding Limited, authorised and regulated by the Financial Conduct Authority. Investments are not covered by the FSCS.

Access to our site

Availability

Our site is made available free of charge unless stated otherwise.

We do not guarantee that the site will always be available or uninterrupted. We may suspend or withdraw access at any time.

Your responsibilities

You are responsible for:

• Ensuring you can access the site
• Ensuring anyone using your connection complies with these Terms

Account security

If you are given login details:

• You must keep them confidential
• You must not share them
• You must notify us immediately if compromised

We may suspend or disable accounts if these Terms are breached.

Use of content

You may:

• Download or print content for personal or business use

You must not:

• Copy, reproduce or distribute content without permission

Our liability

Nothing in these Terms excludes liability where it cannot be excluded under UK law, including:

• Death or personal injury caused by negligence
• Fraud or fraudulent misrepresentation

To the extent permitted by law, we exclude liability for:

• Loss of income or revenue
• Loss of business or opportunity
• Loss of profits or contracts
• Loss of data
• Loss of goodwill or reputation
• Any indirect or consequential loss

We are not responsible for:

• Website downtime
• Viruses or technical issues
• Third-party websites linked from our site

Privacy

Any personal data you provide will be processed in line with our Privacy Policy.

Intellectual property

We own all intellectual property rights in our website and its content.

You may not use, reproduce or distribute any content without our permission.

No warranty is given that site content does not infringe third-party rights.

Indemnity

You agree to indemnify Sourced against any losses, costs or damages arising from your breach of these Terms.

Viruses and security

We do not guarantee the site is free from bugs or viruses.

You are responsible for:

• Protecting your devices
• Using appropriate security software

You must not:

• Introduce malicious software
• Attempt unauthorised access
• Attack the site

Breaches may result in legal action.

Third-party links

Our site may contain links to third-party websites.

We do not control or accept responsibility for their content.

Reliance on information

Content on our site is provided for general information only.

It does not constitute advice.

You should seek professional advice before making decisions based on our content.

Communications

You agree that communication with us may be electronic, including:

• Email
• SMS / WhatsApp
• Website notifications

These communications satisfy legal requirements for written communication.

Complaints

If you are not satisfied with our services, you can contact us:

Please provide full details of your complaint and any relevant transaction.

Notices

All notices must be provided in writing.

Notices are considered received:

• Immediately when posted on the site
• 24 hours after email is sent
• 3 days after posting by mail

Waiver

If we do not enforce any part of these Terms, this does not mean we waive our rights.

Any waiver must be confirmed in writing.

Severability

If any part of these Terms is found to be invalid or unenforceable, the remaining sections will continue to apply.

Entire agreement

These Terms form the entire agreement between you and Sourced.

They replace any previous agreements or discussions.

Changes to these terms

We may update these Terms from time to time.

By continuing to use the site, you agree to the latest version.

We recommend checking this page regularly.

Law and jurisdiction

These Terms are governed by the laws of England and Wales.

Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

International users

If you are accessing this site from outside the UK, you are responsible for ensuring compliance with local laws and regulations.

You are also responsible for any taxes, fees or charges related to your use of our services.