High Capital Appreciation - BRRR in Lincoln

*Money left in: £21,996.40
*Monthly profit £375.25
*ROCE: 20%
*Gross Yield: 8%
*Total profit projection over 10 years = £150,762.07

Property is a long-term investment, not a get rich quick scheme. Steady growth and strong cashflow is on offer with this deal with capital growth of 5.5% PCA. These are also below market value so the equity will be more than your costs to purchase the property (including sourcing, deposit, legals, survey, stamp, mortgage fee).

One-Year Growth (Recent Performance): LN5 has shown strong recent growth, estimated around +5.5% annually as of early 2026, suggesting it is rebounding from previous corrections.

Key property details:
- 2 Bed Terrace house - Lincoln
- Quiet street
- Large garden back
- 65 sqm
- EPC F All electric heating, gas capped off, easily fixed.
https://find-energy-certificate.service.gov.uk/energy-certificate/2036-1727-2600-0030-0276
- Council tax band A
- City centre location
- Vacant possession
- No chain

Key Financials example -
Bridging loan 75% purchase price and 75% works
Refinance - May 2026, Halifax BTL mortgage 2yr fixed, LTV 75%, interest 5.14%, No fee:
▪ Total investment needed: £47,526.40
▪ Money left in: £21,996.40
▪ Purchase price: £90,000
▪ Deposit: £33,036.40
▪ Legals: £2,000
▪ Stamp duty: £4,500
▪ Sourcing fee: £4,000+vat
▪ Refurb costs: £15,960
▪ GDV: £140,000
▪ Gross monthly rent: £950
▪ Gross annual rent: £11,400

▪ Deductions: Mortgage £449.75, Letting agent £95, Insurance £30
▪ Monthly profit after deductions: £375.25
▪ Annual profit: £4,503
▪ Gross yield: 8%
▪ ROCE: 20%
▪ Net rent mortgage coverage: 183%

▪ Profit projection in 10 years capital growth 5.5% PCA = £99,140.22
▪ Profit projection in 10 years net rental growth 3% PCA = £51,621.85
▪ Total profit projection over 10 years = £150,762.07

With Sourced you get the full property wealth building package in one place;
Sourced Enterprise - Full limited company SPV and accounting solution
Sourced Finance - Specialist lending not available on the high street
Sourced Living - Fully compliant lettings management service
Legal Conveyancing team available if required.
Professional and compliant renovation team ready to go!

Let me know if you are interested in this as soon as you can.

Sourced reference: 718947128523398